Get cash from your equity without a monthly payment.
Get financial breathing room without the stress of monthly payments or income hurdles. See if you qualify in as little as 2 minutes with no impact on your credit.
+500 people have already worked with us
What We Do
The Loan Advisors Home Equity Investment
The Loan Advisors turns your home equity into cash with no monthly payments. You get cash upfront, and exit the agreement when you sell, refinance, or cash settle any time within your term.
- Flexible requirements: 500 credit score minimum and no income required
- Up to $600K in cash, or generally up to 20% of your home's value, with no monthly payments
- Access cash without refinancing or selling your home
- Pre-qualify in as little as 2 minutes with no impact on your credit
Why an HEI?
The modern alternative to traditional financing
 Home Equity Investment | HELOC | Cash-out refinance | Home equity loan | Reverse mortgage | |
|---|---|---|---|---|---|
| No monthly payments | |||||
| No income requirements | |||||
| No age limit | |||||
| No debt-to-income requirements |
This chart is for informational purposes only.
3 things people get wrong about home equity
"I have to sell my home to access my equity."
You don't have to sell to access your equity or avoid a monthly payment. A Home Equity Investment from The Loan Advisors lets you stay in the home you love and put your equity to work toward your financial goals — all without adding a monthly payment.
"There has to be a monthly payment."
A Home Equity Investment is an exchange of future value for cash today. This is what allows for zero monthly payments. You settle the agreement when you sell, refinance, or choose to exit.
"I need great credit to access my home equity."
Traditional home equity options are built around income, debt ratios, and high credit scores. The Loan Advisors is built around your equity. With flexible requirements and a minimum 500 credit score, more homeowners qualify than you might think.
People who have worked with us
Real testimonials from The Loan Advisors clients
Working with Jorge and his team has been an incredible experience, so much so that this is now my second property I've purchased with their help. They are knowledgeable, responsive, and truly go above and beyond to make the entire process smooth and stress-free. No matter the situation, they always find a way to make things happen.
We had an amazing experience working with Jorge! From start to finish, he went above and beyond to help us navigate the home-buying process. His financial advice was incredibly valuable and made a huge difference in helping us make confident, informed decisions.
I had a great experience with Jorge. Great service, Fast closing, zero stress. Highly recommended
Jorge has consistently been my top choice to recommend to all my clients. His responsiveness and professionalism set him apart. Jorge has not only facilitated smooth transactions but has also come to the rescue in situations where buyers faced challenges with their initial lenders.
Yusef and the team at Loan Advisors are awesome to work with and had nothing but my best interest through the entire loan process. Recommend you call him the next time you need any loan advice 100!
Jorge A. García, NMLS #1595619 · Company NMLS #2428996
Licensed in: Florida (MBR5885) · Georgia (2428996)
Privacy Policy · Licenses · Terms
Equal Housing Lender & Opportunity
A Home Equity Investment is not a loan. Subject to eligibility and property approval. Pre-qualifying won't affect your credit. The Loan Advisors, LLC · NMLS #2428996 · Equal Housing Opportunity.
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